Payment Changes & EFTPOS Integration Update
Important updates for Australian businesses on credit card surcharging regulations and a new EFTPOS partnership that simplifies your payment setup.
Effective 1 October 2026 Act before the deadline
AAAPOS Partners with Tyro for Seamless EFTPOS Integration
AAAPOS is pleased to announce a new partnership with Tyro, a leading EFTPOS provider fully integrated with RetailManager. Unlike traditional setups requiring coordination between your bank, middleware like Linkly, and hardware vendors, Tyro offers a streamlined all-in-one solution.
Upcoming Change to Credit Card Surcharging
Businesses that currently pass on card surcharges must review and adjust their pricing strategy before this date.
The ban applies to consumer credit card surcharges. Businesses must absorb costs or reprice before this deadline.
Understanding Payment Processing Fees
Typical processing fees vary by card type. Here's what most Australian businesses can expect to pay.
| Card Type | Typical Rate | Level |
|---|---|---|
| EFTPOS | Less than 0.5% | Low |
| Visa & Mastercard Debit | 0.5% to 1.0% | Moderate |
| Visa & Mastercard Credit | 1.0% to 1.5% | Moderate |
Some providers may charge higher flat rates:
Consider a Cost + 30 Basis Points Model
Based on our work with Tyro, this pricing model ensures you pay closer to the true cost of each transaction rather than a flat rate, which can significantly reduce your overall payment costs.
Industry Update
These changes follow updates from the Reserve Bank of Australia (RBA), designed to improve conditions for Australian businesses and consumers across the board.
Learn MoreNeed Help Navigating These Changes?
AAAPOS is here to support you. We can review your current setup and help you find the most cost-effective solution for your business.
1300 555 115Mon to Fri, business hours · Friendly expert advice
